American Express Savings Login – AMEX Savings Account Login Guide

Check out this detailed American Express Savings login guide to understand how to access your AMEX high yield savings account online.
American Express Savings Login

The American Express Savings Login allows users to easily access their High Yield Savings Account (HYSA), a high-interest-bearing account designed to grow your savings significantly over time.

By providing this feature, American Express bank simplifies the process of account management, making it a breeze to monitor and control your savings.

So, are you ready to take control of your financial future and have already enrolled with the American Express Savings account?

Let’s take the first steps by knowing how to login AMEX savings account online with and without American Express Card.

In this blog post, we will guide you through the simple steps to log in to your American Express Savings account and explore the features that make it a top choice for savers.

What is American Express Savings Account?

When it comes to saving money and growing your wealth, American Express Savings Account offers a reliable and convenient solution.

With its high-yield savings (HYSA) and certificates of deposit (CD) options, American Express provides individuals with the opportunity to maximize their savings while enjoying competitive interest rates.

The American Express Savings Account helps individuals save for various financial goals. It includes:

  • Creating an emergency fund
  • Saving for a down payment on a house
  • Planning for retirement

By depositing funds into this account, customers can earn interest on their balance, allowing their money to work for them.

Below are some key facts about AMEX savings account –

  • The American Express Savings Account offers competitive savings rates, allowing individuals to earn higher interest on their savings compared to the national rate.
  • There are no monthly fees or minimum balance requirements associated with the American Express Savings Account.
  • The account provides easy online access and unlimited transfers and withdrawals.
  • American Express Online Savings Account has a high-yield savings option, which offers a competitive interest rate for individuals looking to grow their savings faster.
  • The account is offered by American Express National Bank.
  • Customer service is available 24/7 for any inquiries or assistance related to the savings account.
  • The APY (Annual Percentage Yield) on the American Express High Yield Savings Account is significantly higher than the national average rate.

Now, lets assume that you have opened your AMEX online savings account and want to know how to get into it from your desktop or mobile. Keep reading to know the exact login steps you need to follow.

The AMEX Savings Login Requirements

In order to sign into your American Express (AMEX) Online savings account, below are some basic requirements you need to consider:

  • You should have the American Express Savings Account login URL.
  • You should know the correct login credentials of your online account.
  • Need to have a stable internet connection.
  • It required to have an access to smart phone, tablet, laptop, or desktop.

American Express Savings Login Steps

Recently, an American Express bank has made some changes to their savings account login portal to provide better user experience.

In the new portal, savings account customers with an American Express Card can login using their card account user login ID and Password.

However, customers without the card are requested to create new AMEX login credentials to access their savings account on desktop at and install AMEX mobile app for mobile access.

We will check out American Express Savings login with and without card:

Steps to Login American Express Savings Account Online with AMEX Card

AMEX card holders can log into their savings account using their card login credentials. Follow the steps below:

Step 1 – First, visit an official American Express Online Savings Account portal here.

Step 2 – Click on Savings Login option in the navbar.

American Express Online Savings Account Website

Step 3 – You will see two options for with and without card members. As you have the card, you need to click on Login Here showing in the box of Amex Card Members.

American Express Savings Account Login with AMEX Card

Step 4 – Enter your User ID and Password.

Step 5 – Click on Login button.

Amex Savings Account Login Page for Card Members

Done, now you should access your AMEX savings account dashboard.

Login Steps for Savings Customers without an AMEX Card

Savings account holders without AMEX card need to create new AMEX login credentials to access their account online at on their desktop. Follow the steps below:

Step 1 – First, visit the American Express Savings login page at

Step 2 – As you have no card and hence to click on Click here to create an Amex User ID & password for Savings option in the Customers without an AMEX card box.

Create Amex User ID and Password to Login Savings Account Online

Step 3 – Next, you will land on the American Express Personal Savings Online Account registration page.

Step 4 – Here, you need to finish the four steps process by entering requested details in each step. For example, in the first step you need to provider your SSN or ITIN number and Date of Birth (DOB).

Set up American Express Account Online

Once, you finished with the registration process have your login credentials, go back to the login page and click on Already created Amex credentials? Log In here option in the Customers with AMEX card box. Enter your User ID & Password, and hit the Login button.

American Express Online Savings Account Login Without Amex Card

Steps to Sign In American Express Savings Account on Mobile

Follow the below steps if you are a mobile user and would like to login into your American Express savings online account from your smartphone:

Step 1 – First, go to your app store and install the AMEX mobile app in your smartphone (Android or iOS).

Step 2 – Launch the AMEX app in your mobile and agree to their user license agreement.

Step 3 – On the next screen, tap on Already have an ID? Log in button.

Step 4 – Enter your account User ID and Password.

Step 5 – Tap on Login button.

American Express Amex App Login

Done, now you are ready to navigate your savings account online from your mobile device.

Forgot User ID or Password? Here’s How to Recover

Follow the below exact steps if you don’t remember your American Express account password or user ID to recover in minutes:

Step 1 – Go to the American Express login page here.

Step 2 – Click on Forgot User ID or Password? option.

forgot american express account user id or password

Step 3 – Select Forgot User ID or Forgot Password option as per the requirement.

Step 4 – Provide requested details (to recover User ID you need to enter your registered email address and to recover password you need to provide User ID).

Step 5 – Click on Continue button.

recover american express account user id or password

Now, follow the on-screen instructions to finish the recovery process.

Can’t Log into my American Express Savings Account?

If you are experiencing difficulties logging into your American Express Savings account, here are some possible reasons:

  1. Incorrect password: Double-check that you are entering the correct password for your account. Ensure that caps lock is not enabled and that you are using the correct combination of uppercase and lowercase letters.
  2. Forgotten password: If you have forgotten your password, you can use the password reset option provided on the American Express website. Follow the instructions to reset your password and gain access to your account.
  3. Locked out of the account: Multiple failed login attempts can result in your account being locked for security reasons. In this case, you may need to contact American Express customer support at 1-800-446-6307 to unlock your account and regain access.
  4. Technical issues: Occasionally, there may be technical issues on the American Express website or server that could prevent you from logging in. You can check the status on the American Express website or contact customer support for assistance.
  5. Browser compatibility: Ensure that you are using a compatible browser to access your American Express Savings account. Outdated browsers or incompatible settings may cause login issues. Clearing your browser cache and cookies might also help resolve any potential conflicts.

It’s important to note that these are general possible reasons and the specific cause may vary. If you are unable to resolve the issue on your own, it is recommended to contact American Express customer support for further assistance.

Customer Contact Details

In case, you are in need to get in touch with an American Express savings account support team, then try below contact details:

American Express Personal Savings Account Phone Number: 1-800-446-6307

Mail Address for General Inquiries or Make a Deposit: American Express National Bank

P.O. Box 30384, Salt Lake City, Utah 84130-0384.

If you are already logged in your account, then you can easily initate the live chat support too.

All these contacts are 24×7 available.

Why Choose American Express Savings?

American Express Savings offers a range of benefits that make it an ideal choice for individuals looking to grow their money while enjoying peace of mind.

Here are a few key features that set it apart:

  1. Competitive Interest Rates: American Express Savings offers attractive interest rates that help your savings grow faster.
  2. No Monthly Fees: Say goodbye to unnecessary fees. With American Express Savings, there are no monthly maintenance fees, allowing you to maximize your savings.
  3. Online Convenience: Manage your savings account from the comfort of your home or on the go. The user-friendly online platform provides easy access and intuitive navigation.
  4. FDIC Insurance Coverage: Rest assured knowing your deposits are protected up to the maximum allowed by law with FDIC insurance coverage.
  5. Exceptional Customer Service: American Express is renowned for its exceptional customer service. Their dedicated support team is readily available to assist you with any queries or concerns you may have.

FAQs about American Express Savings Login

Can I Log into my Savings Account on the Amex App?

Yes, you can access your American Express Savings account through the Amex App. Simply download the app, log in with your credentials, and you’re all set!

Is American Express Savings Login Portal Safe?

Yes, the American Express Savings Login portal is secure and user-friendly. The company employs state-of-the-art security measures and encryption technology to safeguard your personal and financial information.

What Features Can I Access by Logging Into My American Express Savings Account?

After logging in to the American Express Savings account, users can easily monitor their account balance, track their interest earnings, transfer funds in and out of the account, and view their transaction history. In addition, they can also set up recurring deposits or withdrawals, allowing for easy and automated savings management.

Do I Need an American Express Card to Login in my Savings Account?

No, you do not need an American Express Card to log in to your savings account. You can access your savings account using your online account credentials, which were set up at the time of account opening. This allows you to manage your savings independently of any other American Express products you may have.


In brief, gaining access to an American Express Savings login portal is a hassle-free experience. By following the simple steps outlined above, you can log in to your account and take advantage of the many features and benefits offered by American Express Savings.

Start your journey towards financial success today!

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